MFI Mod Squad
Trevor Hutchinson

There Are Only So Many Ways You Can Repackage The Same BS

May 11, 2009 by admin · Leave a Comment 

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Exclusive to MFI-Mod Squad – Media Must Cite MFI-Mod Squad as source!

MFi-Mod Squad got word today that the Hutchinson Brothers from Peoples First Financial have reinvented themselves yet again.  This time they are passing themselves off as attorneys.  Several weeks ago, they opened up as the Pacific Legal Firm but they answer the old PFF email accounts and phones.  My source in San Diego received the following response from them after filling out an application on the old PFF website:

Thank you taking the time to apply online for help with your mortgage. I’m sending you this email because you appear to be an excellent candidate for mortgage assistance through Loan Modification, a program which can lower your interest rate and keep you out of default on your mortgage payment.

Pacific Legal Firm is a premier mitigation company that processes over 300 loan modifications per month. On average, we’ve been able to obtain a 4% – 6% interest rate for mortgages that were 7% – 10% or higher.  Our clients are people who are either struggling to make their mortgage payment, trying to refinance, have low or negative home equity, high debt to income ratio or have had a hardship that has negatively impacted your income.  If you fall into one or more of these categories, loan modification is most likely your best option.

Loan Modification has many benefits for homeowners –
1)     The mortgage will be brought back to current if you are behind on the payment.
2)     If you have bad credit, it doesn’t matter – credit score is NOT a factor in loan modification.
3)     Your interest rate will be significantly reduced.
4)     Your payment will be reduced – on average we lower clients’ payment $300-$800 per month.
5)     Thousands of clients have avoided foreclosure and bankruptcy through loan modification.

Modification is a relatively new process born out of this recession, and banks are only modifying mortgages for a limited time until they start making money again. Thus, it is important you explore your options as quickly as possible if you do need help with your mortgage.

If you would like to discuss your situation with me, you can reach me at 866-781-0727  and I’ll walk you through the application process. Or, if want to go ahead and see whether you qualify, we have a 10 minute free application to help you determine if you qualify for this process.  I’ll be happy to forward the application upon your request.

Warmly,
866-781-0727
Pacific Legal Firm
9528 Mirimar Rd. Suite 226
San Diego, CA 92126

The Hutchinson Brothers are so paranoid about their employees talking to me.  They have ordered them to be very “tight lipped” with any company info.  They also refuse to have a copy machine or printer in the sales office for the staff for fear an employee will print something damaging about the company and leave.

Guys, it’s time to throw in the towel on your schemes and go back to working landscaping because you make lousy white collar criminals!

Trevor Hutchinson

Has Peoples First Financial Re-Invented Itself as Sunrise Financial?

April 18, 2009 by admin · Leave a Comment 


It appears the Hutchinson Brothers over at Peoples First Financial are trying to re-invent themselves. I received an email from someone who tells me they are now operating under the name Sunrise Financial.  They even have their new website up with a clip of CNN’s  favorite angry White Man, Lou Dobbs.  You can see it at http://www.newsunrisefinancial.com.  They are still operating in the same offices.  My source tells me they are planning a move to a new location to make it harder for the media to find them.  According to my source, all the media exposure drove away their business.  This typically happens when you run an illegal operation and get caught.

Hey, wait! Didn’t they tell Jim Avila from ABC News, they had multiple lawyers working for them and they were 100% legal?   Apparently, they are going to “piggyback” off a law firm in LA to scare away people from asking too many questions.

If anyone else has anymore information on this let me know.  I’ll keep all of you posted as I get more information on this.

MFI Mod Squad